The mortgage lender is the integral piece in the home buying process, they are financial backer in your real estate venture.

In today’s mortgage market it pays to shop around because there are many lenders and different financing options available. You can research this yourself or us a Mortgage Broker to help you. As the party providing the funding, the lender will want to be sure that you are a credit worthy risk and that the mortgage you are requesting corresponds to the value of the property you intend to purchase.

The mortgage lender:

• Sets out the legally stipulated lending criteria that you need to meet to qualify for a loan
• Provides you with the money to purchase the property