The closing costs that are presented to you at the lawyers can surprise many people. Since the closing costs are additional costs over and above the price of the home. According to CMHC and Genworth, one should have, in addition to the down payment, at least 1.5% of the purchase price for closing costs.
Below you will find a brief explanation of these costs. Please note that not all of them apply to your specific situation, and there may be more that apply in your circumstance. Use this as a guideline, and then talk with your lawyer who can provide a more realistic estimate for your situation, as they are the best resource for your closing costs.